Wednesday, August 18, 2010

Worried and Discouraged

WARNING . . . I am writing this as an outlet for my emotions and it may not be pretty.

I have looked forward to Ken graduating and getting a real, good-paying job for 3 years. But when we started looking at our finances, even a great paying job is going to make our budget tight.
* We bought a condo in a market that has nearly collapsed, and now we're stuck with it, and therefore, the mortgage, for at least 10 years, probably longer because there is no way we can sell it without losing every penny and then some that we put into it.
* Now we have to hire someone to manage our property because apparently it's against AZ law to manage it ourselves, since we'll be out of the state. Not that I want to manage it ourselves, because I don't want to be a landlord, but now we have to pay someone else to do it.
* Now I have to be concerned about having enough money to cover our mortgage AND rent or another mortgage wherever we end up.
* It's frustrating - we bought so that we wouldn't have to "throw away" rent for 3 years while we were in Flagstaff, but now we'll have to "throw away" rent indefinitely until we can sell our property or save enough money for a down-payment.

I hate financial issues. I hate having barely enough to live on. I hate whining about a lack of money, because hey, we've managed okay for the last 3 years, and there are more important things than money, right? Like our health, right?

Right, so that brings me to my next worry. Today Ken was diagnosed with his 2nd blood clot. Yep, 2nd one in less than a year. The irony:
* His Dr. told him the likelihood of him getting another blood clot was slim.
* Ken's insurance ended Friday - 5 days ago. So the emergency room visit, $800 prescription drugs, more Dr. visits - it's all coming out of our wallet. Yee-ha. We're hoping Ken qualifies for ACCHS - the state's insurance - that would be a silver lining in this rather damp cloud.
* The results of his blood test from Friday came back today - turns out he has a genetic issue - Activated protein C resistance. I don't really know what that means, but it means he gets blood clots easier than most. And so the factors surrounding us - higher elevation, diet, lack of movement - could have caused the blood clot, only because Ken is pre-disposed to getting them.
* I'm frightened that something will happen to Ken. I'm afraid that he won't be able to work and I'll be stuck working for the rest of my life. I'm probably being paranoid and emotional, but I'm tired and emotional and so tired of working. I just want to be home with my baby.

Okay, I feel better - sort of - now it's time to put on a smile, go grocery shopping, do laundry, prepare for work tomorrow, and pray that I have the mental and physical energy I need to take it one day at a time.

Oh, and did I mention we're in the middle of trying to figure out what job Ken should take, finding a new place to live, who's going to watch Amelia while I'm working and Ken is out of state at job interviews, which property manager we should choose to manage our condo, should we/ can we refinance now with all-time low mortgage rates . . . but I'll have to blog about that "fun" later. I've got work to do.

5 comments:

Amber said...

oh sharon. i wish i was there to give you a hug. in fact. i wish you were here to give me a hug. life is so stressful right now. we are sorry to hear about ken. just like you said: one day at a time.

Brenda said...

I too hate money, health and transition worries. UGH! Just when I think it can't possibly work out, it does but it's always hard for me to wait until that point of resolution.

I wish I could be there to help you (not that handing over your cute baby to an internet friend would ever happen!) but I could scrub your floors or something.

Genuine hugs from Utah. For both you and Ken.

Kat said...

Words seem pointless. But I'll be thinking and praying for your too.

Tera said...

Hey little lady you are such an awesome person and so strong in the gospel. The Lord will watch over you I know. We will pray for you family.

Joan said...

sorry about the stress. i wish it would go away but that's not the point to life is it? Just know how much you are loved and we will be praying for you. Isn't Amelia amazing?! such a cutie.